.ct-section{width:100%;background-size:cover;background-repeat:repeat}.ct-section>.ct-section-inner-wrap{display:flex;flex-direction:column;align-items:flex-start}.ct-div-block{display:flex;flex-wrap:nowrap;flex-direction:column;align-items:flex-start}.ct-new-columns{display:flex;width:100%;flex-direction:row;align-items:stretch;justify-content:center;flex-wrap:wrap}.ct-link-text{display:inline-block}.ct-link{display:flex;flex-wrap:wrap;text-align:center;text-decoration:none;flex-direction:column;align-items:center;justify-content:center}.ct-link-button{display:inline-block;text-align:center;text-decoration:none}.ct-link-button{background-color:#1e73be;border:1px solid #1e73be;color:#fff;padding:10px 16px}.ct-image{max-width:100%}.ct-fancy-icon>svg{width:55px;height:55px}.ct-inner-content{width:100%}.ct-slide{display:flex;flex-wrap:wrap;text-align:center;flex-direction:column;align-items:center;justify-content:center}.ct-nestable-shortcode{display:flex;flex-wrap:nowrap;flex-direction:column;align-items:flex-start}.oxy-comments{width:100%;text-align:left}.oxy-comment-form{width:100%}.oxy-login-form{width:100%}.oxy-search-form{width:100%}.oxy-tabs-contents{display:flex;width:100%;flex-wrap:nowrap;flex-direction:column;align-items:flex-start}.oxy-tab{display:flex;flex-wrap:nowrap;flex-direction:column;align-items:flex-start}.oxy-tab-content{display:flex;width:100%;flex-wrap:nowrap;flex-direction:column;align-items:flex-start}.oxy-testimonial{width:100%}.oxy-icon-box{width:100%}.oxy-pricing-box{width:100%}.oxy-posts-grid{width:100%}.oxy-gallery{width:100%}.ct-slider{width:100%}.oxy-tabs{display:flex;flex-wrap:nowrap;flex-direction:row;align-items:stretch}.ct-modal{flex-direction:column;align-items:flex-start}.ct-span{display:inline-block;text-decoration:inherit}.ct-widget{width:100%}.oxy-dynamic-list{width:100%}@media screen and (-ms-high-contrast:active),(-ms-high-contrast:none){.ct-div-block,.oxy-post-content,.ct-text-block,.ct-headline,.oxy-rich-text,.ct-link-text{max-width:100%}img{flex-shrink:0}body *{min-height:1px}}.oxy-testimonial{flex-direction:row;align-items:center}.oxy-testimonial .oxy-testimonial-photo-wrap{order:1}.oxy-testimonial .oxy-testimonial-photo{width:125px;height:125px;margin-right:20px}.oxy-testimonial .oxy-testimonial-photo-wrap,.oxy-testimonial .oxy-testimonial-author-wrap,.oxy-testimonial .oxy-testimonial-content-wrap{align-items:flex-start;text-align:left}.oxy-testimonial .oxy-testimonial-text{margin-bottom:8px;font-size:21px;line-height:1.4;-webkit-font-smoothing:subpixel-antialiased}.oxy-testimonial .oxy-testimonial-author{font-size:18px;-webkit-font-smoothing:subpixel-antialiased}.oxy-testimonial .oxy-testimonial-author-info{font-size:12px;-webkit-font-smoothing:subpixel-antialiased}.oxy-icon-box{text-align:left;flex-direction:column}.oxy-icon-box .oxy-icon-box-icon{margin-bottom:12px;align-self:flex-start}.oxy-icon-box .oxy-icon-box-heading{font-size:21px;margin-bottom:12px}.oxy-icon-box .oxy-icon-box-text{font-size:16px;margin-bottom:12px;align-self:flex-start}.oxy-icon-box .oxy-icon-box-link{margin-top:20px}.oxy-pricing-box .oxy-pricing-box-section{padding-top:20px;padding-left:20px;padding-right:20px;padding-bottom:20px;text-align:center}.oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-price{justify-content:center}.oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-graphic{justify-content:center}.oxy-pricing-box .oxy-pricing-box-title-title{font-size:48px}.oxy-pricing-box .oxy-pricing-box-title-subtitle{font-size:24px}.oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-price{flex-direction:row}.oxy-pricing-box .oxy-pricing-box-currency{font-size:28px}.oxy-pricing-box .oxy-pricing-box-amount-main{font-size:80px;line-height:.7}.oxy-pricing-box .oxy-pricing-box-amount-decimal{font-size:13px}.oxy-pricing-box .oxy-pricing-box-term{font-size:16px}.oxy-pricing-box .oxy-pricing-box-sale-price{font-size:12px;color:rgba(0,0,0,.5);margin-bottom:20px}.oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-content{font-size:16px;color:rgba(0,0,0,.5)}.oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-cta{justify-content:center}.oxy-progress-bar .oxy-progress-bar-background{background-color:#000;background-image:linear-gradient(-45deg,rgba(255,255,255,.12) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.12) 50%,rgba(255,255,255,.12) 75%,transparent 75%,transparent);animation:none 0s paused}.oxy-progress-bar .oxy-progress-bar-progress-wrap{width:85%}.oxy-progress-bar .oxy-progress-bar-progress{background-color:#6af;padding:40px;animation:none 0s paused,none 0s paused;background-image:linear-gradient(-45deg,rgba(255,255,255,.12) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.12) 50%,rgba(255,255,255,.12) 75%,transparent 75%,transparent)}.oxy-progress-bar .oxy-progress-bar-overlay-text{font-size:30px;font-weight:900;-webkit-font-smoothing:subpixel-antialiased}.oxy-progress-bar .oxy-progress-bar-overlay-percent{font-size:12px}.ct-slider .unslider-nav ol li{border-color:#fff}.ct-slider .unslider-nav ol li.unslider-active{background-color:#fff}.ct-slider .ct-slide{padding:0}.oxy-superbox .oxy-superbox-secondary,.oxy-superbox .oxy-superbox-primary{transition-duration:.5s}.oxy-shape-divider{width:0;height:0}.oxy_shape_divider svg{width:100%}.oxy-pro-menu .oxy-pro-menu-container:not(.oxy-pro-menu-open-container):not(.oxy-pro-menu-off-canvas-container) .sub-menu{box-shadow:px px px px}.oxy-pro-menu .oxy-pro-menu-show-dropdown .oxy-pro-menu-list .menu-item-has-children>a svg{transition-duration:.4s}.oxy-pro-menu .oxy-pro-menu-show-dropdown .oxy-pro-menu-list .menu-item-has-children>a div{margin-left:0}.oxy-pro-menu .oxy-pro-menu-mobile-open-icon svg{width:30px;height:30px}.oxy-pro-menu .oxy-pro-menu-mobile-open-icon{padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px}.oxy-pro-menu .oxy-pro-menu-mobile-open-icon,.oxy-pro-menu .oxy-pro-menu-mobile-open-icon svg{transition-duration:.4s}.oxy-pro-menu .oxy-pro-menu-mobile-close-icon{top:20px;left:20px}.oxy-pro-menu .oxy-pro-menu-mobile-close-icon svg{width:24px;height:24px}.oxy-pro-menu .oxy-pro-menu-mobile-close-icon,.oxy-pro-menu .oxy-pro-menu-mobile-close-icon svg{transition-duration:.4s}.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container,.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container{background-color:#fff}.oxy-pro-menu .oxy-pro-menu-off-canvas-container,.oxy-pro-menu .oxy-pro-menu-open-container{background-image:url()}.oxy-pro-menu .oxy-pro-menu-off-canvas-container .oxy-pro-menu-list .menu-item-has-children>a svg,.oxy-pro-menu .oxy-pro-menu-open-container .oxy-pro-menu-list .menu-item-has-children>a svg{font-size:24px}.oxy-pro-menu .oxy-pro-menu-dropdown-links-toggle.oxy-pro-menu-open-container .menu-item-has-children ul,.oxy-pro-menu .oxy-pro-menu-dropdown-links-toggle.oxy-pro-menu-off-canvas-container .menu-item-has-children ul{background-color:rgba(0,0,0,.2);border-top-style:solid}.oxy-pro-menu .oxy-pro-menu-container:not(.oxy-pro-menu-open-container):not(.oxy-pro-menu-off-canvas-container) .oxy-pro-menu-list{flex-direction:row}.oxy-pro-menu .oxy-pro-menu-container .menu-item a{text-align:left;justify-content:flex-start}.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container .menu-item,.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container .menu-item{align-items:flex-start}.oxy-pro-menu .oxy-pro-menu-off-canvas-container{top:0;bottom:0;right:auto;left:0}.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container .oxy-pro-menu-list .menu-item a,.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container .oxy-pro-menu-list .menu-item a{text-align:left;justify-content:flex-start}.oxy-site-navigation{--oxynav-brand-color:#4831b0;--oxynav-neutral-color:#fff;--oxynav-activehover-color:#efedf4;--oxynav-background-color:#4831b0;--oxynav-border-radius:0px;--oxynav-other-spacing:8px;--oxynav-transition-duration:.3s;--oxynav-transition-timing-function:cubic-bezier(.84,.05,.31,.93)}.oxy-site-navigation .oxy-site-navigation__mobile-close-wrapper{text-align:left}.oxy-site-navigation>ul{left:0}.oxy-site-navigation{--oxynav-animation-name:none}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(1){background-color:var(--oxynav-brand-color);transition:var(--oxynav-transition-duration);margin-left:var(--oxynav-other-spacing);border:none}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(2){background:0 0;border:1px solid currentColor;transition:var(--oxynav-transition-duration);margin-left:var(--oxynav-other-spacing)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(2):not(:hover)>img{filter:invert(0) !important}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:hover{background-color:var(--oxynav-activehover-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(1)>a{color:var(--oxynav-neutral-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(2)>a{color:var(--oxynav-brand-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:hover>a{color:var(--oxynav-brand-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(1)>a:after{color:var(--oxynav-neutral-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:nth-last-child(2)>a:after{color:var(--oxynav-brand-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]:hover>a:after{color:var(--oxynav-brand-color)}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]>ul{display:none}.oxy-site-navigation>ul:not(.open)>li[data-cta=true]>button,.oxy-site-navigation>ul:not(.open)>li[data-cta=true]>ul{display:none}.ct-section-inner-wrap,.oxy-header-container{max-width:1120px}body{font-family:'Lato'}body{line-height:1.5;font-size:18px;font-weight:400;color:#8b8b8b}.oxy-nav-menu-hamburger-line{background-color:#8b8b8b}h1,h2,h3,h4,h5,h6{font-family:'Oswald';font-size:64px;font-weight:400;color:#4f4f4f}h2,h3,h4,h5,h6{font-size:48px}h3,h4,h5,h6{font-size:36px}a{color:#0074db;text-decoration:none}a:hover{text-decoration:none}.ct-link-text{text-decoration:}.ct-link{text-decoration:}.ct-link-button{border-radius:3px}.ct-section-inner-wrap{padding-top:75px;padding-right:20px;padding-bottom:75px;padding-left:20px}.ct-new-columns>.ct-div-block{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px}.oxy-header-container{padding-right:20px;padding-left:20px}@media (max-width:992px){.ct-columns-inner-wrap{display:block !important}.ct-columns-inner-wrap:after{display:table;clear:both;content:""}.ct-column{width:100% !important;margin:0 !important}.ct-columns-inner-wrap{margin:0 !important}}.atomic-testimonial-7-wrapper{background-color:#f2efef;width:100%;padding-left:40px;padding-right:40px;padding-bottom:40px;padding-top:40px;box-shadow:0px 20px 40px rgba(0,0,0,.05)}.atomic-testimonial-7-wrapper:not(.ct-section):not(.oxy-easy-posts),.atomic-testimonial-7-wrapper.oxy-easy-posts .oxy-posts,.atomic-testimonial-7-wrapper.ct-section .ct-section-inner-wrap{display:flex;flex-direction:row;flex-wrap:wrap;align-items:center}@media (max-width:767px){.atomic-testimonial-7-wrapper{padding-left:20px;padding-right:20px;padding-top:15px;padding-bottom:15px}}.atomic-testimonial-7-text{font-size:18px;color:#3b3c38;line-height:1.25;text-align:left;margin-bottom:30px}.atomic-testimonial-7-avatar{width:60px;border-radius:100%;margin-right:12px}.atomic-testimonial-7-author{font-size:20px;font-weight:600;color:#566d8f;line-height:1.1;letter-spacing:.5px}.question{margin-bottom:11px;font-size:29px;color:#0173e5;padding-top:90px;margin-top:-90px}@media (max-width:479px){.question{font-size:29px}}.qa-wrap{margin-bottom:47px;width:100%;margin-top:0}.question-wrap{margin-bottom:24px}.question-wrap:not(.ct-section):not(.oxy-easy-posts),.question-wrap.oxy-easy-posts .oxy-posts,.question-wrap.ct-section .ct-section-inner-wrap{display:flex;flex-direction:column}.short-answer{font-size:30px;margin-bottom:12px;color:#4f4f4f;max-width:90%}@media (max-width:479px){.short-answer{font-size:25px}}.section-head{text-align:center;margin-bottom:11px;color:#fd8b05;margin-left:auto;margin-right:auto}@media (max-width:767px){.section-head{font-size:42px;margin-top:0}}@media (max-width:479px){.section-head{font-size:40px}}.subhead{margin-bottom:17px;color:#0173e5;text-align:center}.faq-question{font-size:29px;font-weight:300;margin-bottom:10px}.faq-answer{font-size:20px;line-height:1.4;margin-bottom:28px}.glow{color:#f2efef;font-weight:400;font-size:41px;margin-top:0;text-shadow:2px 2px 6px #3b3c38}@media (max-width:767px){.glow{font-size:17px;font-weight:600}}.call-to-action{font-size:26px;color:#0173e5;text-align:center;margin-left:auto;margin-right:auto}.block{background-color:#0173e5;padding-left:8px;padding-right:8px}.pull-quote{font-size:54px}@media (max-width:479px){.pull-quote{font-size:35px}}.bg-image{background-image:linear-gradient(#eff4f7,#eff4f7),url(https://lumen.casa/wp-content/uploads/Jumbo-Loans-in-Oregon-California.jpg);background-size:auto,cover;background-repeat:no-repeat;background-attachment:fixed}@media (max-width:991px){.bg-image{background-attachment:scroll}}header a{color:#fff !important}.short-answer.toggle.closed:before,.toggle.closed span:after{content:"+"}.short-answer.toggle.open:before,.toggle.open span:after{content:"-"}.short-answer.toggle.closed:before,.short-answer.toggle.open:before{position:absolute;right:-1em;top:50%;transform:translateY(-50%);color:#fd8b05;font-weight:900}.toggle.closed span:after,.toggle.open span:after{padding-left:5px;color:#fd8b05;font-weight:900;float:right}.toggle{cursor:pointer;position:relative}.toggle span{padding-right:8px;display:block}#overview{padding-top:63px;margin-top:-63px}@media only screen and (max-width:768px){h1 br,h2 br,h3 br,h4 br,h5 br,h6 br{display:none}#overview{padding-top:100px;margin-top:-100px}}h1,h2,h3,h4,h5,h6{text-transform:uppercase;line-height:1.2}.glossary dd{line-height:1.3;padding-top:10px}dt:hover{background-color:#f2efef}dt{font-weight:600;font-size:1em;color:#0173e5;padding-top:5px;padding-left:5px;padding-right:5px;padding-bottom:5px;transition-duration:.25s;transition-timing-function:ease;transition-property:all}.glossary div{width:50%;padding-left:15px;padding-top:15px;padding-right:15px;padding-bottom:15px}#code_block-38-53{display:flex;flex-direction:row;flex-wrap:wrap}@media (max-width:767px){.glossary div{width:100%}}